Roth IRA: What It Is, How it Works - NerdWallet
2024年11月1日 · A Roth IRA is an individual retirement account that you contribute to with after-tax dollars. Your contributions and investment earnings grow tax-free.
How to Open a Roth IRA - NerdWallet
2024年11月6日 · Opening a Roth IRA is simple, but there are a few considerations to look into first, such as whether you're eligible, how you'll select your investments and how much you plan to contribute.
What Is an IRA? How Individual Retirement Accounts Work
2024年11月1日 · There are several types of IRAs, including the traditional IRA and Roth IRA for individuals, and SEP IRA and SIMPLE IRA for business owners and self-employed individuals.
MAGI: What It Is, How to Calculate It - NerdWallet
2024年10月25日 · A Roth IRA is an account that lets you contribute money after you've paid taxes on it, and distributions in retirement are tax-free. To contribute to a Roth IRA, you have to meet certain income ...
Roth 401 (k) vs. Roth IRA - NerdWallet
2024年11月1日 · In a Roth 401(k) vs. Roth IRA comparison, both offer tax-free growth and tax-free retirement income. But there are differences, including on withdrawal rules.
Roth IRA Conversion: Definition And Rules - NerdWallet
2024年8月14日 · Learn how to do a Roth IRA conversion and things to consider before deciding if it’s the right move for you.
Roth IRA Calculator - NerdWallet
This free Roth IRA calculator estimates your account balance at retirement and determines how much you are eligible to contribute in 2024.
Best Roth IRAs Right Now: Top Picks for 2024 - NerdWallet
2024年12月2日 · The best Roth IRA accounts include Fidelity, Charles Schwab, SoFi, Robinhood and Interactive Brokers.
How Roth IRA Taxes Work - NerdWallet
2024年11月1日 · You pay taxes on money put into a Roth IRA, but the earnings are tax-free. When you reach 59 ½ and have the account for at least 5 years, withdrawals are tax-free.
Roth IRA Benefits (and Drawbacks) - NerdWallet
2024年11月1日 · There's a lot to like about Roth IRAs, including tax-free withdrawals in retirement. But the accounts do have some cons, such as no upfront tax break, and income limits for contributing.