Make charges to your card or borrow against your credit line. Either way, you can pay off the balance in equal monthly installments at a fixed rate. It earns rewards, but it lacks certain other ...

Treat your credit card like a debit card by spending only what you can afford to pay off each month. Making on-time payments and avoiding late fees Setting up automatic credit card payments for at ...

Credit-building cards: If your goal is to build your credit and you find a card with an annual fee you might be eligible for, you may want to do some research. Comparing it to similar cards without an ...

However, the concept of a credit card dates back to ancient times. Credit has been around for almost as long as money itself. The Mesopotamian and Harappan civilizations used clay tablets to track ...

There are even no-annual-fee cards like the Verizon Visa® Card* and Prime Visa now that are made of metal. But a true black card is invitation-only and was designed for only the most top-tier ...

Since it’s likely you have already earned a great income, made solid decisions with your investments, and are saving for retirement, you can take some time to enjoy the fruits of your labor with ...

Credit cards and banking specialist Jenn Underwood ... A strong credit score is invaluable for many important things like mortgages, auto loans and even insurance premiums or renting an apartment.

The most exclusive credit cards are reserved for the elite few wealthy enough to get an invitation to apply. If you meet the stringent approval criteria, owning an exclusive card can serve as a ...

I don’t recommend rewards cards to people who need to carry a balance, as they typically have higher interest rates than similar cards that don’t offer rewards. However, this card’s solid ...

Bob Haegele is a personal finance writer who specializes in topics like credit cards, banking, and investing. After repaying his student loans and taking control of his finances, he’s made it his ...

Bob Haegele is a personal finance writer who specializes in topics like credit cards, banking, and investing. After repaying his student loans and taking control of his finances, he’s made it his ...