The emotionally and financially taxing process of a separation demands careful planning, multifaceted form-filing to the IRS and, probably, an advisor for each spouse.
A reliable stream of funds to live on is a necessity for retirees. When a retirement fund is depleted, the retiree must rely on other sources of income to survive or return to work if possible.
Full retirement age varies by birth year and is 67 for those born in 1960 or later. Claiming Social Security before FRA reduces benefits while delaying increases them. Working after FRA doesn't ...