Its specialty certificates include a 1-year Early Savers ... However, if you're withdrawing from IRA CDs before retirement age, you might deal with tax penalties. Should I choose the highest ...
Income annuities offer a different route to retirement security. Instead of building the value of your savings, they provide a guaranteed monthly income which can be for life (the most popular option) ...
Learn all about various types of certificates of deposit, how they work and how they potentially fit into your savings and investment planning. Browse Investopedia’s expert-written library to ...
Nontraditional approaches, such as life insurance settlements, can provide tax-efficient lump sums for retirement. Buffered ETFs protect against market losses while allowing some upside participation.
If you're at least 73 years old and own a traditional individual retirement account (IRA) or another type of non-Roth retirement account—such as a SEP IRA, a SIMPLE IRA, a 401(k), and/or a 403(b ...