Once approved, you can initiate the balance transfer. This can be done online, by check or by phone. To pay off another card by check, your balance transfer card company will write a check to the ...

When you receive your credit card statement, your statement balance will be listed as $500. And if you check your online account, your current balance will be $550. Then, if you make a $500 ...

A balance transfer credit card is an excellent way to refinance existing credit card debt, especially since credit card interest rates can go as high as 30%. By transferring your balance to a card ...

If the new credit card has a low APR, then a balance transfer can be a smart way to accelerate your debt repayment and save money on interest. The best balance transfer credit cards give cardholders a ...

So, for example, if your debt is on a Citi card, you can't transfer it to another Citi card. Below are a few examples of popular balance transfer cards; for other options, check out NerdWallet's ...

If your card issuer is a bank, ask the representative if the balance transfer can be deposited into a checking account directly. This would help eliminate extra steps like waiting for the check to ...

Check out if we've covered it in the Q&A below. Should I get a 0% balance transfer credit card? A 0% balance transfer credit card may be suitable for those with existing credit or store card debt, who ...

Commissions do not affect our editors' opinions or evaluations. A balance transfer credit card can be a powerful tool in your debt-busting arsenal. Paying off your balance while interest isn’t ...

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There’s never a bad time to begin paying down high-interest credit card debt. But if gift-giving, nights out, travel, and other holiday activities pushed your budget past its usual limit — the ...

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