A common misconception is that mortgage rates are directly tied to the Federal Reserve's short-term interest rate, which has ...

Two white papers examine how the decline in small-dollar mortgage lending has had an impact on homeownership, particularly in low-income communities.

The trend line for mortgage rates has been the same for several weeks, even as some of the uncertainty tied to the election ...

Lenders often encourage federal student loan borrowers to enroll in automatic payments. It can seem like a good idea to do so ...

Answer: Typically, it makes the most sense to refinance when you can lock in a rate that's lower than your current loan by ...

With a 5/1 ARM, you'll score some savings for the first five years, but it's not all good news. There are risks involved, too ...

Government-guaranteed securitization rules complicate servicing sales and are a growing problem for nonbanks, the Community Home Lenders of America says.

Here are three smart — and effective — ways homeowners can utilize their home equity in the waning weeks of 2024: H ...

There's a compelling argument to be made for using a home equity loan over a refinance loan right now. Here's why.

The first Trump administration tried to remove two mortgage giants, Fannie Mae and Freddie Mac, from government control. The ...

Rates on 30-year mortgage ticked a single point higher Monday, but it was enough to push the national average to a four-month ...

After climbing for four days, 30-year refi rates finally moved the other way—though the dip was minor. Rates moved lower for other refi loan types as well.