Best balance transfer credit cards of January 2025 Best with intro 0% APR for 21 months Citi Simplicity® Card Wells Fargo Reflect® Card Citi® Diamond Preferred® Card Best with intro 0% APR for ...

A balance transfer is when you transfer a credit card balance from one credit card to another in exchange for a statement credit on the original card. If the new credit card has a low APR, then a ...

Keep in mind: Although you’ll be paying 0% interest for a limited time with a balance transfer credit card, you will likely have to pay a balance transfer fee—a percent of the amount being ...

What is a balance transfer credit card? With a 0% balance transfer credit card you can shift debt from expensive credit and store cards and freeze the interest for a set period. Some deals last as ...

Commissions do not affect our editors' opinions or evaluations. A balance transfer credit card can be a powerful tool in your debt-busting arsenal. Paying off your balance while interest isn’t ...

There’s never a bad time to begin paying down high-interest credit card debt. But if gift-giving, nights out, travel, and other holiday activities pushed your budget past its usual limit — the ...

Here is a list of our partners and here's how we make money. A business credit card with a 0% balance transfer period can help you save money on interest, free up cash flow and pay down your debt ...

making it even more expensive to carry credit card debt. A balance transfer moves your credit card debt from a card with a high APR to one with a 0% introductory APR for a certain period of time ...

I also took advantage of the 0% intro APR on balance transfers for 21 months (then 17.24% - 27.99% (Variable)), and transferred existing debt from another high-interest credit card. Ultimately, both ...