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The national average bank interest rate for 3-month CDs is 1.52% APY, but all of our top picks for the best 3-month CD rates offer significantly higher interest rates. The best 3-month CD rate is ...

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All ratings are determined solely by our editorial team. TIAA Bank offers a hassle-free basic three-month CD option that pays a good yield of 3.95%, with a manageable $1,000 opening deposit ...

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