However, some cards offer a path to paying off debt quicker with an introductory 0% APR period. These cards offer no interest for up to 21 months, which can more than offset any balance transfer fees.

At a whopping 21 months, the Citi Simplicity ® Card has a very long 0% introductory APR on balance transfers (then 18.24% - 28.99% (Variable)). You have four months to make your transfer after account ...

If you're also struggling to pay off credit card debt, your first thought might be to complete a balance transfer to take advantage of a 0% APR offer. Balance transfer cards typically provide up ...

While a balance transfer credit card has its risks, it can help you avoid interest charges when chipping away at your debt.

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications ...

Transform your financial health by consolidating debt and saving on interest with smart balance transfer strategies.

You may have valid reasons to carry a balance during a 0 percent APR period, but it's important to be cautious. Here's what ...

Commissions do not affect our editors' opinions or evaluations. A balance transfer credit card can be a powerful tool in your debt-busting arsenal. Paying off your balance while interest isn’t ...

For example, a £2,000 debt on a card charging an 22% APR that you pay £60 a month towards will take more than four years to clear and cost you £2,941. In contrast, a £2,000 debt moved onto a 0% ...

If the new credit card has a low APR, then a balance transfer can be a smart way to accelerate your debt repayment and save money on interest. The best balance transfer credit cards give cardholders a ...