Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% of your total available credit. There are ways to keep your utilization low and improve your score.

To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

Increasing your credit limit will help reduce your credit ratio because the amount you owe is now a smaller percentage of the ...

Below are two examples of how a balance transfer might lead to a higher credit score. Your credit utilization rate—the relationship between your credit card limits and balances—is an important ...

Just one missed payment can significantly decrease your score. Credit utilization: Credit utilization is the ratio between any debt you have compared to your total credit limit, and it makes up 30 ...

Understanding the intricate relationship between your credit score and debt is crucial for financial health. This guide ...

When it comes to personal finance (including how to get the best credit cards), your credit score plays a large role. Creditors use it as a barometer for your trustworthiness as a borrower.