Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% of your total available credit. There are ways to keep your utilization low and improve your score.

To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

Women's earnings still have a way to go in catching up to men's, but when it comes to credit, the two groups now share the same average credit score ... as your credit utilization ratio).

In the flow chart above, you might notice that the ... spending every cent is bad for your credit score. The credit utilization ratio - how much of your available credit you use - is a major ...

Just one missed payment can significantly decrease your score. Credit utilization: Credit utilization is the ratio between any debt you have compared to your total credit limit, and it makes up 30 ...

credit utilization, and more. Financial institutions use credit scores to make decisions about lending money, offering credit, and other financial services. For example, if you go to a bank to ...

credit utilization can impact anywhere from 10-30% of your credit score. And if your credit limit is relatively low, it shouldn't cost you too much to bring down the ratio to build up your credit ...