If you were offered $100 today or $100 a year from now, which would you choose? Would you rather have $100,000 today or $1,000 a month for the rest of your life? Net present value (NPV) provides a ...

See how we rate investing products to write unbiased product reviews. The time value of money (TVM) is the concept that the money you have in your pocket today is worth more than the same amount ...