This helps you find areas where you can cut back on spending and increase your savings.” But getting into budgeting can be ...

Now, let's break down the process of making a budget into easy steps so that you can customize your very own financial plan. And be sure to check out the template below to help you get started.

Your basic budget is as simple as listing all the money you've got coming in, tracking how much you spend, and seeing how they balance out. Use this helpful budgeting spreadsheet to support you on ...